Savings, Money
Market & Checking Rates
|
| Account
Type |
Balance |
Interest
Rate |
Annual Percentage
Yield
(APY) |
Comments |
. |
| Regular
Shares |
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| IRA
Shares |
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- |
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| Money Market |
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| Investor Money
Market |
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| Business Partner Checking |
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| Wealth Manager
Account† |
|
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|
Call to open an account |
|
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|
|
Regular
$500 -
$99,000 |
Super
$100,000+ |
| Account
Type |
Minimum: |
Interest
Rate |
Annual
Percentage
Yield (APY) |
Interest
Rate |
Annual
Percentage
Yield (APY) |
| 90 day CD |
|
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| 6 month CD |
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| 1 year CD |
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| 18 month CD |
|
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| 2 year CD |
|
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| 30 month CD |
|
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| 3 year CD |
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| 42 month CD |
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| 4 year CD |
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| 5 year CD |
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|
 |
| 1 year IRA CD |
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| 2 year
IRA CD |
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| 3 year IRA CD |
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| 4 year
IRA CD |
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| 5 year IRA CD |
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| 1
year Roth IRA |
|
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| 2 year Roth IRA |
|
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| 3 year
Roth IRA |
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| 4 year Roth IRA |
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| 5 year
Roth IRA |
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Open An
Account |
Consumer and Auto Loan
Rates
|
|
|
|
Maximum Loan Amount-$100,000 On All Vehicle Loans |
| Secured Vehicles (New& Used) |
as low as
|
|
Contact a Lending Counselor for further rate details. |
| Personal Loans |
|
|
|
| VISA |
|
|
|
| Savings Secured |
as low as
|
|
|
| Certificate Secured |
|
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| Overdraft |
|
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|
*APR= Annual Percentage Rate. Term of 60 months. Rate reflects a discount for automatic payment from a Paragon account. Rate is determined based on our underwriting guidelines. Other rates and terms are available: A higher rate may be charged depending on individual credit qualifications. Cannot be combined with any other Paragon offer. Special conditions may apply.
**Rate reflects discount for automatic payment from a Paragon account. This rate may not apply to every borrower. A higher rate may be charged depending on individual credit qualifications.
*** Rate reflects discount for automatic payment from a Paragon account.
Open an Account
|
Terms |
Rate |
Points |
Annual Percentage Rate |
Maximum* Loan Amount |
30 year |
|
3.0 |
|
|
|
0.0 |
|
| |
| 20 year |
|
3.0 |
|
|
0.0 |
|
| |
| 15 year |
|
3.0 |
|
|
0.0 |
|
| |
|
| 3/1 ARM |
|
1.0 |
|
|
0.0 |
|
| |
|
| 5/1 ARM |
|
1.0 |
|
|
0.0 |
|
| |
|
| 7/1 ARM |
|
1.0 |
|
|
0.0 |
|
| |
|
| 10/1 ARM |
|
1.0 |
|
|
0.0 |
|
Open an Account
Fixed Rate Home Equity Loans*
|
Amount |
Terms |
APR |
Auto Pay APR** |
Comments |
|
5 years |
|
|
Home Equity Loans are available on Vacation homes.
|
|
7 years |
|
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10 years |
|
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|
15 years |
|
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20 years |
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|
* Geographic restrictions apply. Maximum loan-to-value ratio is 70%. Minimum $10,000 loan advance at closing required. Credit Union membership is required. Rates and terms subject to change without notice.
Loans available for 1- to 4-family owner-occupied properties. Contact the Real Estate Department for details
** Automatic Payment = payroll deduction, ACH, or automatic transfer from checking or savings account as a loan payment
Application Fee: None
Filing Fee: $100.00 Some states may have a recording tax.
|
Home Equity Line of Credit* |
Amount |
Terms |
APR*** |
Auto Pay APR**, *** |
Comments |
|
20 year Line |
|
|
|
** Automatic Payment = payroll deduction, ACH, or automatic transfer from checking or savings account as a loan payment
*** Introductory Rate Offer - During the first 6 - month period beginning on disbursement date, the introductory rate and Annual Percentage Rate (APR) will be fixed at 4.25% (3.25% with automatic payment) regardless of the outstanding balance. Thereafter the interest rate and APR will be variable as follows: The APR is variable and adjusted according to the Prime Rate as published in the Wall Street Journal, adjusted quarterly. Prime Rate is currently 3.25% as of 3/24/10. However, in no event will the interest rate ever exceed 14.99% ("the ceiling") or be less than 4.75% ("the floor"). This rate applies to new accounts only.
|
Open an Account
